Think about money, dream and correctly formulate goal: 5 ways to finally start collecting the money

2018-02-23 10:30

Think about money, dream and correctly formulate goal: 5 ways to finally start collecting the money
Simple, but effective life hacks that will help you to accumulate more than you spend.

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There are two types of people: who know how to collect and how to spend it. But perhaps the latter just do not know about these ways:

1. Separate the money

Store away what you are going to spend on immediate needs, and what you want to postpone. Better to have a separate card or account to accrue – so will be less tempted to use them.

2. Lead the accounting

Now it’s easy to do by simply installing on your smartphone monitor software personal Finance. Only use it to be honest: to make information on expenditures and income, to analyze what takes the most money, and maybe then you will be able to optimize the family budget.

3. Find out if you are a man of great purpose or focused on the little things

Some people tend to save for something big, the other smaller goals. But it is more efficient to start from the opposite – to such conclusion came researchers from the University of southern California. So, if people tend to focus on the big goal, he needs to put a specific task: for example, to defer 100 rubles per day or 1000 per week.

If a person focuses on the details, he needs to paint the big picture”, which will take place in the result of his efforts.

4. To create a “safety cushion”

Sometimes life throws up surprises, which resulted in the accumulation of eroding. People often take money for unforeseen expenses deferred money. In this case you need another reserve – “airbag”.

From the accumulated money, it will be different because you actually will understand what is this money you can spend. The fact that you have them, will help you to be calmer reserve stock.

5. Think about money

Every morning find time to formulate a goal of savings. And later, when you have the temptation to buy another Cup of coffee to go or take any other optional purchase, think about this goal.

Ask yourself the question: “I spend out of habit or with some intent?”, “This purchase will make me happy or distract from the purpose?” And answer them honestly.